YOU ARE IN CONTROL OF YOUR MONEY.
With a myriad of investment opportunities to choose from, you need a clear understanding of the possibilities available to you.

Securities & Investment Planning Company simplifies investment strategies so that they can work for you. Ultimately, only you can determine your level of tolerance for risk and your comfort with volatility.

Securities & Investment Planning Company can, however, help you make informed decisions by assisting you in defining your goals and time tables, understanding how to anticipate market fluctuations, and understanding that downturns on Wall Street need not translate to downturns in your portfolio.

No investment strategy can guarantee a profit or protect against a loss. But at Securities & Investment Planning Company, you have the added confidence of sharing your ideas with a team of professionals, enabling you to look at your investment plans with a highly-skilled industry perspective and use the approaches that work for us. At the same time, we do not simply offer a standardized portfolio format. Our account executives customize your investment strategies to your needs and priorities.

We encourage you to ask yourself questions such as:

• Should I choose to earn a slow, steady rate of return on my investment portfolio or do I wish to diversify my portfolio for a potentially higher rate of return, bearing in mind the higher risks entailed?
• How much, if any, of my portfolio am I willing to invest in options, fixed income, or mutual funds?
• What information is most beneficial in helping me make effective financial decisions?

We are also committed to providing you with appropriate information about levels of risk. If options are a strategy you are interested in exploring, we require that you review the booklet, "Characteristics and Risks of Standardized Options," which describes the characteristics and risks of option trading. Industry regulations require that you review this before initiating an option position. (To obtain a copy of this booklet, please contact our Operations Manager by e-mail at customerservice@siponline.com or by phone at 973-701-8033, or click on the booklet's title above to view it now as a PDF file.)